| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 5 |
0.5%
|
| 1 | No need for a loan - establishment had sufficient capital | 732 |
74.2%
|
| 2 | Application procedures were complex | 10 |
1%
|
| 3 | Interest rates were not favorable | 69 |
7%
|
| 4 | Collateral requirements were too high | 39 |
4%
|
| 5 | Size of loan and maturity were insufficient | 8 |
0.8%
|
| 6 | Did not think it would be approved | 48 |
4.9%
|
| 7 | Other | 75 |
7.6%
|
| Sysmiss | 214 |