| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 3 | 
                                    
                                    0.3%
                                 | 
| 1 | No need for a loan - establishment had sufficient capital | 745 | 
                                    
                                    81.9%
                                 | 
| 2 | Application procedures were complex | 24 | 
                                    
                                    2.6%
                                 | 
| 3 | Interest rates were not favorable | 65 | 
                                    
                                    7.1%
                                 | 
| 4 | Collateral requirements were too high | 19 | 
                                    
                                    2.1%
                                 | 
| 5 | Size of loan and maturity were insufficient | 0 | 
                                    
                                    0%
                                 | 
| 6 | Did not think it would be approved | 24 | 
                                    
                                    2.6%
                                 | 
| 7 | Other | 30 | 
                                    
                                    3.3%
                                 | 
| Sysmiss | 114 |