| Value | Category | Cases | |
|---|---|---|---|
| 11 | Applied for loan but was refused | 111 | 
                                                                 
                                    
                                    5.1%
                                 
                                                             | 
                                                        
                    
| 12 | Applied and waiting for response | 30 | 
                                                                 
                                    
                                    1.4%
                                 
                                                             | 
                                                        
                    
| 13 | Believed would be refused | 446 | 
                                                                 
                                    
                                    20.6%
                                 
                                                             | 
                                                        
                    
| 14 | No need for loan | 970 | 
                                                                 
                                    
                                    44.8%
                                 
                                                             | 
                                                        
                    
| 15 | Too expensive | 40 | 
                                                                 
                                    
                                    1.8%
                                 
                                                             | 
                                                        
                    
| 16 | Too much trouble for what it is worth | 46 | 
                                                                 
                                    
                                    2.1%
                                 
                                                             | 
                                                        
                    
| 17 | Inadequate collateral | 76 | 
                                                                 
                                    
                                    3.5%
                                 
                                                             | 
                                                        
                    
| 18 | Do not like to be in debt | 143 | 
                                                                 
                                    
                                    6.6%
                                 
                                                             | 
                                                        
                    
| 19 | Do not know any lender | 39 | 
                                                                 
                                    
                                    1.8%
                                 
                                                             | 
                                                        
                    
| 20 | Fear not be able to pay | 259 | 
                                                                 
                                    
                                    12%
                                 
                                                             | 
                                                        
                    
| 21 | Other/ specify | 6 | 
                                                                 
                                    
                                    0.3%
                                 
                                                             | 
                                                        
                    
| Sysmiss | 1279 |