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Global Financial Inclusion (Global Findex) Database 2021

Ghana, 2021
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Reference ID
GHA_2021_FINDEX_v02_M
Producer(s)
Development Research Group, Finance and Private Sector Development Unit
Metadata
DDI/XML JSON
Study website
Created on
Oct 17, 2022
Last modified
Dec 16, 2022
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8039
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Has a mobile money account (account_mob)

Data file: micro_gha.dta

Overview

Valid: 1000
Invalid: 0
Minimum: 0
Maximum: 1
Type: Discrete
Decimal: 0
Width: 1
Range: 0 - 1
Format: Numeric

Questions and instructions

Categories
Value Category Cases
0 no 322
32.2%
1 yes 678
67.8%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Others

Notes
Mobile money service providers are those included in the GSM Association’s Mobile Money for the Unbanked (GSMA MMU) database.
The data also includes an additional 2 percent of respondents in 2021 who received wages, government transfers, a public sector pension, or payments for agricultural products through a mobile phone in the past year. Unlike the definition of account at a financial institution, the definition of mobile money account does not include the payment of utility bills or school fees through a mobile phone. The reason is that the phrasing of the possible answers leaves it open as to whether those payments were made using a mobile money account or an over-the-counter service. Questions screened for account ownership in the questionnaire do not include these additional 2 percent of respondents.
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