| Value | Category |
|---|---|
| -999 | Don't know |
| -888 | Refuse to answer |
| -777 | Not applicable |
| -666 | Other (please specify) |
| 1 | Could not provide collateral |
| 2 | Loan amount too big |
| 3 | Could not provide guarantor |
| 4 | Previous debt problems |
| 5 | Inappropriate purpose |
| 7 | Could not meet some other banking requirements |
| 11 | .N |