| Value | Category | Cases | |
|---|---|---|---|
| -99 | Don't know | 0 | 
                                    
                                    0%
                                 | 
| -9 | Don't know (spontaneous) | 26 | 
                                    
                                    16.6%
                                 | 
| 1 | No need for a loan - establishment had sufficient capital | 33 | 
                                    
                                    21%
                                 | 
| 2 | Application procedures were complex | 16 | 
                                    
                                    10.2%
                                 | 
| 3 | Interest rates were not favorable | 32 | 
                                    
                                    20.4%
                                 | 
| 4 | Collateral requirements were too high | 14 | 
                                    
                                    8.9%
                                 | 
| 5 | Size of loan and maturity were insufficient | 8 | 
                                    
                                    5.1%
                                 | 
| 6 | Did not think it would be approved | 24 | 
                                    
                                    15.3%
                                 | 
| 7 | Other | 4 | 
                                    
                                    2.5%
                                 | 
| Sysmiss | 203 |